Benefits Cobra.uhg Login (2024)

FAQs

How do I login to my COBRA account? ›

To access the COBRA portal, click on the Login button in the upper right hand corner of the website, then click "Members" from the dropdown menu. From the Member Login page, click the "COBRA Login" button and you will be directed to the COBRA portal page.

You should get a notice in the mail about your COBRA and Cal-COBRA rights. You have 60 days after being notified to sign up. If you are eligible for Federal COBRA and did not get a notice, contact your employer. If you are eligible for Cal-COBRA and did not get a notice, contact your health plan.

Members can view and manage their benefits and rewards online in the UCard Hub section of the member site and the UnitedHealthcare app to do things like: Check benefit balances and available rewards.

You can login online through cobra.benefitresource.com. New users can follow this link to complete registration. Once logged in, you can elect the plans you want continued coverage for. You can fill out the election form provided by Benefit Resource and send it to us in the mail.

You have 60 days to enroll in COBRA once your employer-sponsored benefits end. Even if your enrollment is delayed, you will be covered by COBRA starting the day your prior coverage ended. You will receive a notice from your employer with information about deadlines for enrollment.

COBRA and Cal-COBRA

This means your payment is often more expensive than what you paid as an employee. You can collect COBRA benefits for up to 18 months. This may be extended to 36 months under certain circ*mstances. If your employer has 20 or more employees, it must follow COBRA rules.

Once your employment ends, you have 60 days to elect COBRA coverage with your former employer. Some people all this the “60 day loophole for COBRA.” COBRA is retroactive, which means that it begins the day after your employer coverage ends.

Yes, You Can Get COBRA Insurance After You Quit Your Job

Known as the Consolidated Omnibus Budget Reconciliation Act of 1985, this legislation applies to employers with 20 or more employees.

Our Mobile App lets members securely manage payments and view communications with a touch of a finger. You benefit from: A positive consumer experience!

What happens if I don't pay my COBRA bill? ›

Coverage will be canceled if your full payment is not paid or postmarked within the prescribed payment grace periods. Payments received after the end of the payment grace period which are sent from an electronic postage machine that does not include a postmarked mailing date will not be accepted.

The plan must allow qualified beneficiaries to pay the required premiums on a monthly basis if they ask to do so, and may allow payments at other intervals (for example, weekly or quarterly). Plans cannot require qualified beneficiaries to pay a premium when they make the COBRA election.

The UnitedHealthcare app connects you to your health plan details anytime, anywhere.

Special needs plans can get pricey: While lower-priced plans are available, UnitedHealthcare also offers the highest-priced special needs plan (SNP) in 2024, so it's worth keeping an eye on the cost for plans that fit your needs.

With your UnitedHealthcare UCard, it's easy to use your credit to: Shop at thousands of participating stores, including Walmart, Walgreens, Kroger, and CVS, or at neighborhood stores near you.

The health insurance company will send you information about how to sign up for COBRA and how much it will cost. You have 60 days to sign up. With COBRA, you can use your health insurance plan like you did when employed. However, you'll pay all the costs without help from your former employer.

COBRA and Cal-COBRA

COBRA allows former employees, retirees, and their dependents to temporarily keep their health coverage. If you get COBRA, you must pay for the entire premium, including any portion that your employer may have paid in the past.

No, once you've canceled your COBRA coverage to switch to a new employer's health insurance plan, you cannot restart COBRA from the previous job. The option for COBRA continuation is only available through your most recent employer's group health plan.